I consider myself a consistently responsible person. So, in January I decided to check my free annual credit report. I went on this website called FreeCreditReport.com because I thought it was free.

Turns out they’ve been charging me a $12.95 membership fee for the past 2 months. I only noticed this after I looked at my bank statement and it read “Triple Advantage.” I was like what the “F” is this?!

After doing a quick Google search I came to the realization that the website I had used earlier was charging me a membership fee. This is an unethical bait and switch scam.

Experian, the company that runs FreeCreditReport.com, should have a class action lawsuit filed against it for swindling people into paying monthly fees without their consent.

After learning of this yesterday, I tried to go online to cancel the membership, but there is no option for that on their website. Then, I tried to call their 800 number (887-481-6826) last night, but their call center was closed.

This morning I called and finally got through to someone: a female representative that kept trying to hustle me into keeping my membership. She sounded sympathetic but kept trying to install fear of credit theft in me. After saying CANCLE MY ACCOUNT more than 9 times and raising my voice a little louder, she finally cancelled my membership.

This is BS and I want all my friends to make sure this doesn’t happen to them. The next time you want to get your credit report online use: AnnualCreditreport.com. This is completely free without the unscrupulous business practices employed by Experian.

The shareholders of USANA have filed a lawsuit against USANA Health Science citing

“the Company failed to disclose and misrepresented the following material adverse facts which were known to defendants or recklessly disregarded by them:

1. that the Company’s business model was unsustainable because it required the constant recruitment of new Associates due to a high level of attrition within the Company’s sales force
2. that USANA’s multi-level marketing model operated as a pyramid scheme
3. that the majority of the Company’s Associates did not actually sell to consumers, but rather to other Company Associates
4. that over 74 percent of the Company’s Associates were failing within the first year of joining the Company
5. that over 87 percent of the Company’s Associates were losing money instead of receiving compensation for their sales efforts
6. that USANA lacked adequate internal and financial controls; and
7. that, as a result of the foregoing, the Company’s statements about its future business prospects and projections were lacking in a reasonable basis when made.”

Here’s the source:
http://www.marketwire.com/mw/release_html_b1?release_id=235354

The truth about USANA Health Sciences according to Barry Minkow:

• 70% of revenue in 2006, went to the top 3% distributors
• 87% of distributors associated with USANA are losing money
• Overpriced products used to sustain pyramid structure voids USANA’s claim of a GEICO effect
• 74% of distributors fail within the first year

Watch the video from FraudDiscovery.net for the full story: